The Smartfund range
A smarter way to invest
Stock market cycles are an unavoidable part of investing, but not everyone is able or wants to ride the waves of the market.
In today’s volatile and uncertain market, the desire to minimise risk is often a key determinant of your investment decisions. If you have reached a certain stage in life, such as retirement, or you simply don’t want or need to take risks in your strategy, you may think you should opt for what were traditionally considered ‘low-risk’ asset classes like cash or fixed interest in an effort to protect your capital.
However, with current low interest rates and low economic growth, investing in these asset classes may severely limit your ability to grow your assets and meet your investment objectives. Worse, it may actually expose you to the unintended risks that a lack of diversification often brings.
If you are seeking a smoother journey, the Smartfund range can help. Each fund offers you the potential returns of actively managed global multi-asset risk-graded strategies. Smartfund 80% Protected provides the additional benefit of 80% protection of the highest fund value achieved, delivered by Morgan Stanley.